
No Force Complete Option for Web Clients
Effective April 1, 2025: We can no longer force complete web clients who state they
Represent Cricket Debt as the best-in-service provider of credit counseling in the industry. Understand what we do and why we do it, and deliver timely, accurate, and professional service, with a smile, to every client, at each and every contact.

Effective April 1, 2025: We can no longer force complete web clients who state they

Overview We are going to begin offering a new product to the general public, an

Cricket Debt and Urgent Counseling do not offer any debt consolidation, debt management, or debt


VACATION ACCRUAL TIME Updated Jan 2020 The following chart gives a rough visual idea of

ABOUT THE SOLID START FINANCIAL COURSE What Is The SSF Course? The Cricket



Scenario 1 Clients listed more than one mortgage, but the second mortgage only reflects the

Do I have enough/good information in the budget to make a recommendation? Yes > Send

Effective 3/30/21, clients will no longer have the option to have their certificates mailed to

COUNSELING GUIDELINES FOR CLIENTS AT OR BELOW THE POVERTY LEVEL What is different about counseling

NOTE: THERE ARE NO CHANGES TO THE CURRENT ON DEMAND (OD) PROCESS AT THIS TIME.

What is a bankruptcy case number? When a bankruptcy case is filed, the clerk’s office

Common Scenarios Scenario 1 “Delay/Prevent Foreclosure” selected At least one month’s arrears listed Additional dischargeable

GENERAL INFORMATION Has the counseling changed? Not really, we still need to analyze the budget

Why Use Phonetics? Calls can give rise to a lot of misunderstandings and miscommunication. This

** Updated: 11/10/17 ** How does the CIN web client process work (from the client’s

Attorney paid but different attorney requesting a certificate If an attorney can provide the client’s

Below is an example of the current Financial (or Written) Action Plan (WAP) Financial

PIN Not Working If a client provides you with an OD PIN that is not

Overview Power of Attorney allows a client to designate a person to go through the

When clients call into our help desk, they are greeted and then given the following

Retrieving Username and Password Online Clients must click on the link that says “I

Languages for Cricket Debt Offered in dozens of languages using Google Translate Clients can make

Common Acronyms and Terms (Full spreadsheet available on Google Drive)

Important Notes: eFiling may be unsuccessful for various reasons, among them, a wrong case number,

Certificates and/or emails are not being received Due to the growing problem of unsolicited and


Multiple Codes An attorney can have multiple codes in their existing account for the purposes

Customer Complaint Process Any and all complaints received by a counselor must immediately

Resetting a client account when they need a new certificate. When a certificate has expired

GENERAL TU PULL – FAQ What is the TU debt pull? Cricket Debt has partnered

Deaf and Hearing-Impaired Clients We will always attempt to assist our deaf and hearing-impaired clients

SSF OD Packet The EOUST requires that we provide all SSF OD clients a packet

Certificates are automatically queued to be issued once: The course is complete. Payment has been

Completing the SSF Session Solid Start Counseling takes a minimum of two hours to complete,


Attorney Pays on View (APV) When a client with an APV code finishes the

Indicators of Debt Pull Retrieval The creditor names for debts retrieved from a debt pull

Utilities Turn down your heat or turn up your air conditioning when you leave your

Chapter 7 Also known as straight liquidation – the debtor petitions the court to take

Five Digit Code Each counseling agency has its own unique code. The first five digits

If you believe the client is a high risk, please contact a Team Lead. The

Conference Room numbers and PINS Room 8000, the PIN is 2891 Room 8001, the PIN

Factors that affect credit scores Timeliness of payments The number of open accounts High debts
6500 – Attorney
6501 – CD Telephone
6502 – CD Counseling
6503 – CD Customer Service
6504 – CD Spanish
6505 – SSF Customer Service
6506 – SSF Spanish
6507 – SSF Attorney
6508 – CD Disclosures
6509 – CD Spanish Disclosures
6510 – CD On Demand Recorded Counseling
6511 – SSF On Demand Recorded Counseling
6512 – SSF Disclosures
6513 – SSF Spanish Disclosures
6526 – OD Follow Up
6600 – Parking Lot
Useful Phone Numbers
(ok to distribute)
Cricket Debt – (866) 719-0400
Solid Start – (866) 467-4147
Urgent (Atty CS Only) – (866) 233-1940
Fax – (866) 470-6522
CIN CS – (866) 218-1003
Telecheck – (800) 710-9898
Public Email Addresses
Client Contact
contact@cricketdebt.com
contact@solidstartfinancial.com
contact@urgentco.com
Apply For Waiver
waiver@cricketdebt.com
waiver@solidstartfinancial.com
waiver@urgentco.com
Apply For Jobs At Cricket Debt
jobs@cricketdebt.com
Portland Office
Office Address:
219 SW Harvey Milk Street, Suite 200
Portland, OR 97204
Phone – (503) 353-0700
Internal Only
(do not distribute)
CD/UC OD Recording – (866) 890-9655
SSF OD Recording – (866) 724-1314
Action Items