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Represent Cricket Debt as the best-in-service provider of credit counseling in the industry. Understand what we do and why we do it, and deliver timely, accurate, and professional service, with a smile, to every client, at each and every contact.

Credit Scores

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Factors that affect credit scores

  • Timeliness of payments
  • The number of open accounts
  • High debts to assets ratio
  • The length of credit history and other events like “charge-off” or bankruptcies
  • Points can also be deducted each time one’s credit score/report is requested

 

Credit Scores and what they mean 

  • 740+ Excellent credit score; should qualify for best interest rate and loan terms.
  • 680-739 – Good credit score; should not be a problem getting a loan with a good interest rate. 
  • 620-679 – Average credit score; may qualify for a loan but not at the best interest rate.
  • 560-619 – Poor credit score; will have a tough time getting a loan or a credit card.
  • 559 or below – Bad credit score; doubtful you will qualify for a loan or a credit card.

 

Quick Links
Bria Queues


6500 – Attorney
6501 – CD Telephone
6502 – CD Counseling
6503 – CD Customer Service
6504 – CD Spanish
6505 – SSF Customer Service
6506 – SSF Spanish
6507 – SSF Attorney
6508 – CD Disclosures
6509 – CD Spanish Disclosures
6510 – CD On Demand Recorded Counseling
6511 – SSF On Demand Recorded Counseling
6512 – SSF Disclosures
6513 – SSF Spanish Disclosures
6526 – OD Follow Up
6600 – Parking Lot

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