Tech & Ops Learning Center

Represent Cricket Debt as the best-in-service provider of credit counseling in the industry. Understand what we do and why we do it, and deliver timely, accurate, and professional service, with a smile, to every client, at each and every contact.

Troubleshooting Payment Issues

Table of Contents
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Credit/Debit Cards

  • Double-check the account number, expiration date, and security code
  • Confirm billing address for the card is the same address listed in their account
  • After any corrections, try processing payment again
    • If the payment is still not being accepted, recommend that the client call the number on the back of the card to confirm that funds are available. 
    • They should also confirm the bank has the correct address/zip code on file.

 

Pre-Paid Cards (Must have Visa/MasterCard/American Express logo)

  • The card may not be properly activated. 
    • Some cards require a phone call to the number on the back.  
    • Some card providers require the client to have it activated for ONLINE use to be able to use on the web.
    • Some cards take longer to activate and are not immediate.
      • The client can try again later.
  • Not enough funds on the card.
    • The client may need to add funds to cover the course fee. 
  • Make sure the same zip code that the client used for activation is the zip code used in the billing address.

 

Electronic Check

  • Ensure the billing address is correct and the name is the same name as it appears on their check
  • Try using a different/higher check number
  • After any corrections, try processing the payment again
  • If the check is still declined refer the client to Telecheck
    • Number for Telecheck (1-800-710-9898 or 1-800-964-9490)
    • Telecheck may decline a check if the account is new or there is no or little history available for this client
  • If the check is still declined select another form of payment

 

Additional Telecheck Info

  • If Telecheck declined a check there is nothing on our end we can do to change it.  
  • Telecheck does not disclose why they have declined the check, they will only give this information to the account holder.  
  • Once the check has been approved, the course fee is paid in full and will display being paid on our end. 
  • If a client sees a returned check transaction or NSF fees on their account, refer the client to contact Telecheck directly.
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